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Life Insurance

Life insurance is an important income protection benefit for all families, yet despite this fact, the majority of Americans are underinsured. Most employees lucky enough to have access to a life insurance benefit only carry the small, base life insurance provided by their employer. We believe the reason for this underinsured epidemic is a lack of employee understanding and access to accurate life insurance information.

EAI is an expert in developing competitive and complete life insurance packages that include employer funded and employee paid options. We will work with your organization and our carrier partners to create a package designed to protect ALL of your employees in their various life stages. But more importantly, we have created effective benefit communication services that will help your organization educate your employees about life insurance benefit options, so that they can make informed decisions for themselves and their family.

Life Insurance Products:

Term-Life Insurance: A temporary coverage (premiums increase over term) designed to cover employees with larger benefits during employment years.
  • Guarantee Issue Coverage (no medical questions)
  • Dependent Coverage
  • Low Premiums
  • Executive Plans
  • Accidental Death and Dismemberment Benefits
Permanent Life Insurance: A permanent coverage (premiums are level) that accumulates cash value designed to cover employees with adequate protection after employment.
  • Guarantee Issue Coverage (no medical questions)
  • Affordable Premiums
  • Dependent Coverage
  • Portable Coverage
  • Accidental Death and Dismemberment Benefits


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